Protect Your Health While Studying Abroad
Canada is known for its publicly funded healthcare system, but these services do not extend to international students. If you’re coming to Canada for your studies—or if your child is—you’ll need to secure private student travel insurance to avoid costly medical bills.
Unexpected illness or injury can occur at any time. From the common flu to a serious medical emergency, having proper insurance coverage ensures that you’re protected while far from home. At Experior Financial Group, we help students and their families choose the right travel insurance plan for peace of mind throughout their stay in Canada.
Why Is Student Travel Insurance Important?
1. Most Government Health Plans Don’t Apply
Provincial health insurance plans in Canada generally do not cover international students. And if you’re a new permanent resident, you may still face a waiting period before your coverage begins. Without travel insurance, you’re personally responsible for 100% of your medical bills in case of emergency—which can quickly add up.
2. Rising Medical Costs in Canada
Healthcare in Canada is expensive, especially for non-residents. Doctor consultations, hospital stays, ambulance transport, and prescription drugs can cost thousands of dollars out-of-pocket. Travel insurance protects your financial security while allowing you to focus on your studies.
3. Coverage for More Than Just Emergencies
The right student travel insurance plan can include:
- Medical emergencies (including hospital care)
- Doctor consultations and specialist fees
- Diagnostic tests and laboratory analyses
- Prescription medication
- Dental emergencies
- COVID-19 related expenses (note: not all plans include this—always read the fine print)
- Air ambulance or medical evacuation
Planning to Study in Canada? Insurance May Be Mandatory
Most colleges and universities in Canada require proof of medical insurance as part of the admissions process—especially if you’ve received a scholarship or student visa.
It’s important to select a policy that:
- Covers the entire duration of your stay
- Meets the school’s insurance requirements
- Includes emergency benefits like air transportation or trip cancellation
Need help reviewing the fine print? I’ll walk you through your options and ensure your coverage aligns with your school’s criteria.
Specialist Discounts and Additional Perks
Without insurance, visiting a doctor as a non-resident may lead to significantly higher fees. Fortunately, many insurance companies have pre-negotiated rates with healthcare providers in Canada. This means you’ll pay less out of pocket for consultations, treatment, and medications.
In some cases, plans also include dental coverage or travel benefits. Always compare your options carefully—because the cheapest plan isn’t always the best value.
What If Family Members Are Traveling With You?
If your spouse, parent, or child is accompanying you to Canada, each person is required to have their own travel health insurance. While family health plans are often more expensive, there’s good news: family members of international students are eligible to receive coverage at the same competitive rates and with the same benefits as the student.
This means your loved ones can enjoy equal protection—including emergency medical care, hospitalization, prescription medication, and more—without paying higher premiums. It’s a cost-effective way to ensure everyone in your household is covered while in Canada.
We’ll help you select a customized insurance package that fits the needs of each family member and aligns with your school’s requirements.
At Experior Financial Group, we understand the unique needs of international students in Canada. As your dedicated financial advisor, I can help you:
- Understand your coverage requirements
- Compare policies from multiple top-rated insurers
- Choose a plan that meets school, visa, and provincial regulations
- Get affordable, flexible protection for both you and your family
Whether you’re arriving in Canada for the first time, renewing your study permit, or bringing your loved ones with you, we’ll help you find comprehensive coverage at a competitive rate.
✅ We offer a guaranteed best price: just $475 CAD for a full year of protection with $2,000,000 CAD in emergency medical coverage—including hospitalization, prescriptions, and emergency repatriation.
📞 Get in touch today to request a personalized quote and protect your studies with the right travel insurance policy.
✅ Prefer to purchase online?
You can get covered in just a few minutes with our secure online application:
👉 Click here to purchase your student travel insurance via 2visitcanada